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SBI Retirement Benefit Fund - Aggressive Plan Direct - Growth

NAV as of May 15, 2024

19.2676+0.37% 1D change

Returns since inception

Returns Annualised Returns since inception

21.86% p.a.

Historical NAV & returns

NAV: ₹19.2676 as on May 15, 2024
This fund Category average
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This fund Category average

ET Money rank in Retirement Solutions

Ranking for this fund is unavailable.
  • Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 3 Years.

  • Exit Load: This fund has no exit load.

  • Return/Risk: The fund is performing poorly than its category.

Fund overview

VRO rating4
Expense ratio0.84% as on Mar 31, 2024
Exit load0%
AUM (Fund size)2,320 Crs
Lock-in5 Years
Age3 yrs 3 m since Jan 20, 2021
BenchmarkS&P BSE 500 TRI
Min. investment

SIP 500  &  Lump. 5000

RiskVery HighVery High Risk
Short term capital gains (STCG)Returns taxed at 15% if you redeem before 1 year
Long term capital gains (LTCG)After 1 year, pay tax of 10% on returns of ₹1 lakh+ in a financial year

Returns calculator

Investment type
Investment period
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
Investment period
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.
  • Total investment ₹ 12 lakh
  • Profit ₹12 lakhs
  • Total corpus ₹1 lakh
  • Absolute return 52.69%
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Trailing returns as on May 16, 2024

PeriodThis fundCategory average
1 month 2.94% 2.2766666666666664%
3 months 4.86% 4.846666666666667%
6 months 14.79% 18.608333333333334%
1 year 28.52% 37.788333333333334%
3 years 22.16% 21.959999999999997%

Asset allocationas on Apr 30, 2024

Large Cap 56.46000000452%

Mid Cap 25.50999999788%

Small Cap 11.8799999976%

Other Cap 0.0%

Top sectors

Financial 26.96%

Automobile 12.93%

Capital Goods 9.81%

Metals & Mining 6.76%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

GOI 1.51%

Karnataka State 0.54%

West Bengal State 0.43%

Housing & Urban Development Corporation Ltd. 0.23%

Allocation by Instruments

Repo 2.44%

GOI Securities 1.51%

Central Government Loan 1.08%

State Development Loan 0.97%

Other Holdings

Others 2.44%

Peer comparison

Fund nameETM RankAUM (in Crs.)Fund ageExpense ratio
HDFC Retirement Savings Fund - Equity Plan#1₹5,044 Crs8 yrs 3 m0.68%
ICICI Prudential Retirement Fund - Pure Equity Plan#2₹730 Crs5 yrs 3 m0.64%
Tata Retirement Savings Progressive#3₹1,836 Crs11 yrs 4 m0.57%
Nippon India Retirement Fund - Wealth Creation Scheme#4₹3,091 Crs9 yrs 3 m0.96%
Aditya Birla Sun Life Retirement Fund - The 30s Plan#5₹370 Crs5 yrs 2 m1.04%
Fund name1M6M1Y3Y5Y10Y
HDFC Retirement Savings Fund - Equity Plan1.71%17.44%35.58%25.11%23.95%17.48%
ICICI Prudential Retirement Fund - Pure Equity Plan3.53%30.72%56.16%31.69%24.39%11.66%
Tata Retirement Savings Progressive1.95%14.45%34.91%17.26%17.42%17.07%
Nippon India Retirement Fund - Wealth Creation Scheme2.09%19.03%41.07%21.81%15.93%10.99%
Aditya Birla Sun Life Retirement Fund - The 30s Plan1.44%15.22%30.49%13.73%13.73%6.36%

Key risk & return ratios Compared to other funds in the category

Alpha 4.69 vs. 8.701611 Underperformed at beating benchmark
Sharpe 1.42 vs. 13.651898 Poor risk-adjusted returns
Beta 0.81 vs. 1.7905521 Less sensitive to market ups & downs
Standard deviation 11.53 vs. 12.179026 More stable returns

Compare this fund in detail with

Minimum SIP amount is ₹

How long should this SIP run?

Minimum Lumpsum amount is ₹

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